<!-- Layout -->
html {
	margin:auto;
	padding:0;
} 
body {
	margin:0px;
	padding:0px;
	border:0px;
	
	font-family: Arial, Helvetica, Verdana, Sans-serif;
	font-size: 12px;
	color: #000;
	text-align: left;
	overflow:hidden;
}
hr {
	height:1px;
	color:#F00;
	noshade:noshade;
}

#header {
	background-color:#009;
	clear: both;
	width: 100%;
	height: 40px;
	margin:auto;
	padding:3px;
	border:0;
	position: fixed;
	

}
#content {
	width:100%;
}
#col1 {
	margin-top:38px;
	float:left;
	width:150px;
	padding-left:5px;
	
	background-color:#fff;


}
#col2 {
	margin-top:40px;
	float:left;
	width:850px;
	
	background-color:#06F;
	border-right-style:dotted;
}
#col3 {
	margin-top:40px;
	float:left;
	background-color:#0FF;
}
#footer {
	clear: both;
	width: 100%;
	height: 40px;
	background-color:#9FF;
}

<!--Text Formatting -->
h1 {
	padding:0;
	margin:0;
}
h2 {
	padding:0;
	margin:0;
}
a {
}
<!-- Element Formatting Stuff -->


<!-- Links Formatting Stuff -->
.White {
	color: #FFFFFF;
}	
.Black {
	color: #000000;
}
.Grey {
	color: #999999;
}
a:link {
	color: #000000;
}
a:visited {
	color: #000000;
}
a:hover {
	color: #FFFFFF;
}